Welcome to GM Credit, a subsidiary of Bonamali Micro Services Pvt Ltd. These Terms and Conditions govern your use of our website, customer app, and services. By accessing or using our website, app, or services, you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website, app, or services.
1. Account Registration
1.1. In order to access certain features of our app or services, you may be required to register an account with us. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated.
1.2. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other security breach.
- Platform Services
2.1. GM Credit operates as a platform connecting corporate finance companies with small retail shops. Retailers can apply for loans on behalf of their customers by providing customer details and receiving offers from various finance companies.
2.3. GM Credit is not a lender and does not provide loans directly. All loan agreements are between the retailer, customer, and the chosen finance company.
3. Use of Services
3.1. You agree to use our website, app, and services only for lawful purposes and in accordance with these Terms and Conditions.
3.2. You agree not to engage in any activity that may interfere with the proper functioning of our website, app, or services, or that may compromise the security or integrity of our systems.
4. Intellectual Property
4.1. All content included on our website and app, including but not limited to text, graphics, logos, images, and software, is the property of GM Credit or its licensors and is protected by copyright and other intellectual property laws.
4.2. You may not reproduce, distribute, modify, or transmit any part of our website or app without the prior written consent of GM Credit.
5. Privacy
5.1. Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and disclose your personal information.
6. Disclaimer of Warranties
6.1. Our website, app, and services are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied.
6.2. GM Credit does not warrant that our website, app, or services will be uninterrupted, error-free, or free from viruses or other harmful components.
7. Limitation of Liability
7.1. In no event shall GM Credit, its affiliates, or their respective directors, officers, employees, or agents be liable to you or any third party for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website, app, or services.
8. Governing Law
8.1. These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.
9. Changes to Terms and Conditions
9.1. GM Credit reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting the updated Terms and Conditions on our website or app.
10. Contact Us
10.1. If you have any questions, concerns, or feedback regarding these Terms and Conditions or our services, please contact us at contact@gmcredit.in.
11. Refund & Cancellation
Refund & cancellation policy will not be applicable for our business.
By using our website, app, or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.